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Jennifer Kotwal is from Mumbai, India. She was an ace student and completed her studies with a degree in Economics at HR College, Mumbai.

She started her acting career at a very early age of 15 with advertisements like Close up toothpaste, Fanta , Sunsilk , Cadbury, Hero Honda,Reid & Taylor, Elle 18 among several others. She became a household name and a sensation among youngsters when she acted in the lead role in the hit television teenage drama called Just Mohabbat. She then did a special appearance in a Hindi film such as Subhash Ghai's Yaadein, before landing the lead role of a vibrant school girl , in the 2005 Kannada movie Jogi opposite Shivarajkumar, which set box office records blazing and turned out to be a huge hit ,thus establishing herself as a leading contemporary actress of Kannada cinema and went on to act in several other southern movies that came her way.