Chumki Choudhury was born on 6 February 1970 in Kolkata. She is the daughter of famous director Anjan Choudhury and Smt. Joysree Choudhury. She passed her Madhyamik from Joysree Siksha Niketan and completed her Higher Secondary and B.A. from New Alipore College.

Chumki Choudhury made her acting debut under the direction of her father called Hirak Jayanti as a lead actress. The film was released in 1990. After doing several films of her father, she could not earn her reputation in the Bengali film industry. In 1991, the people started knowing her after acting in Babloo Samaddar’s film called ‘Abhagini’.

Chumki Chattopadhay took her primary lessons in dance and music from her mother Joysree Choudhury and later on from Bani Debnath. She was involved with stage shows professionally. She got married with the actor Lokesh Ghosh.