Bank Po Interview Questions And Answers

Bank Po Interview Questions list for experienced

  1. Introduce yourself/Tell me about yourself?
  2. Questions on your hobby and extra curricular activities?
  3. Questions related to your family?
  4. Questions asked to over qualified candidates
  5. Difference between Check and Draft?
  6. What is overdraft?
  7. What is fixed deposit?
  8. What is maturity and maturity date?
  9. Difference between debit and credit?
  10. Difference between debit card and credit card?
  11. What is CBS?
  12. What is exchange rate?
  13. What is Internet Banking?
  14. What is Amount?
  15. What is difference between current account and savings account?
  16. What is plastic money?
  17. What is SHG?
  18. What is CRR?
  19. What is repo rate?
  20. What is reverse repo rate?
  21. What is PPF
  22. What are various investments under section 80(C) of Income Tax act
  23. What are NPAs
  24. What was the purpose of setting up NABARD
  25. What are various functions of RBI
  26. What is IRDA and what are it\'s functions?
  27. What are Derivatives ?
  28. What is an Option in derivative market ?
  29. What is Call option and Put option ?
  30. What is GDP ?
  31. What is GNP ?
  32. What is Monetary Policy
  33. What is Fiscal policy
  34. What is Fiscal deficit
  35. What is RuPay card
  36. Bull and Bear market ?
  37. What is SWIFT ?
  38. What is GST?

Bank Po interview questions and answers on advance and basic Bank Po with example so this page for both freshers and experienced condidate. Fill the form below we will send the all interview questions on Bank Po also add your Questions if any you have to ask and for apply in Bank Po Tutorials and Training course just send a mail on info@pcds.co.in in detail about your self.

Top Bank Po interview questions and answers for freshers and experienced

What is Bank Po ?

Answer :

Questions : 1 :: Introduce yourself/Tell me about yourself?

There is greater chance that your first question is tell me about yourself or introduce yourself. Theywant to know about your background and other details with this question. Many interviewers...View answers

Questions : 2 :: Questions on your hobby and extra curricular activities?

Sometimes interviews do ask questions about your hobby and extra curricular activities. They assumethat you should be able to answer questions related to your hobby. This is really important. So...View answers

Questions : 3 :: Questions related to your family?


It sometimes gets very interesting as well as irritating for candidates. They ask questions like• How many brothers and sisters you have?• What is your Father's occupation?• What does...View answers

Questions : 4 :: Questions asked to over qualified candidates

Interviewers want to know reason of you want to join Bank as Probationary officer. In case youare over qualified for this job then this question becomes really important. Many candidates leave...View answers

Questions : 5 :: Difference between Check and Draft?

Check – You should have account with bank to issue a check. A check might bounce if you do not havesufficient balance (say you have 1000 INR in your account and you issue check of 2000 INR)...View answers

Questions : 6 :: What is overdraft?


Amount of check issued by you which is above the balance in your account is overdraft. Lets takeabove example the overdraft amount is (2000 – 1000) = 1000 INR.

Questions : 7 :: What is fixed deposit?

Money deposited for a fixed term under a interest rate is called Fixed deposit. There are also tax saverfixed deposit in which you can not withdraw money before certain number of years. For example...View answers

Questions : 8 :: What is maturity and maturity date?

Maturity is used to denote end term for fixed deposits. For example you have deposited 1000 INR for 1year under interest rate 10% on 1st Jan then at the end of year 31st Dec you will get 1100...View answers

Questions : 9 :: Difference between debit and credit?


Debit is amount deducted from your account. Credit is amount deposited in your account. You transfermoney to your friend then money is debited from your account and is credited to your friends...View answers

Questions : 10 :: Difference between debit card and credit card?

You should have account with a bank to get debit card. You can withdraw only the money present inyour account. For example you have 1000 INR in your account then you can withdraw this much usingyour...View answers

Questions : 11 :: What is CBS?

CBS is centralized banking system. Bank branches which are fully computerized are called CBSbranches.

Questions : 12 :: What is exchange rate?

An exchange rate is a basically a rate, with the help of which one country's currency can be exchangedwith the currency of another country

Questions : 13 :: What is Internet Banking?

Internet banking is a system wherein customers can conduct their transactions through the Internet.This kind of banking is also known as e-banking or online banking.

Questions : 14 :: What is Amount?

Amount = Principal + Total Interest.For example you deposited 1000 INR for 1 year at interest 10% then total amount is1000 + 100 = 1100

Questions : 15 :: What is difference between current account and savings account?

Current Account — No minimum balance, No interest paid, used by business entities, overdraft facilitySavings account — Minimum balance needed, interest paid, used by individuals, no...View answers

Questions : 16 :: What is plastic money?

Today in place of paper money (notes as commonly we refer to) we can use hard plastic moneycommonly referred as Debit card,Credit card. We can withdraw money using them or can make apurchase. These...View answers

Questions : 17 :: What is SHG?

SHG stands for Self Help Group. A self-help group (SHG) is a village-based financial intermediaryusually composed of 10–20 local women. A Self-Help Group may be registered or unregistered....View answers

Questions : 18 :: What is CRR?

Cash reserve ratio is amount of fund banks have to keep with RBI. For example UCO bank have tokeep some money defined by CRR with RBI bank. You should read about impact of CRR increase anddecrease on...View answers

Questions : 19 :: What is repo rate?

The rate at which the RBI lends money to commercial banks is called repo rate. You should read aboutimpact of CRR increase and decrease on economy

Questions : 20 :: What is reverse repo rate?

Reverse Repo rate is the rate at which the RBI borrows money from commercial banks. You should read about impact of CRR increase and decrease on economy

Questions : 21 :: What is PPF

Public Provident Fund is a tax saving investment for individuals. Features :- Number of deposits per year - 1 to 12 Minimum deposit - Rs 500 Interest received is tax free Investment is...View answers

Questions : 22 :: What are various investments under section 80(C) of Income Tax act

Fixed deposit (5 years) PPF Equity mutual funds ELSS EPF and VPF NSCs (National Saving Certificate) ULIPs NPS (Pension plans) Life...View answers

Questions : 23 :: What are NPAs

NPA stands for Non-Performing Assets.   Bank gives loans and advances to it's customers. These loans and advances are bank's assets. When the customers don't repay back the bank's money...View answers

Questions : 24 :: What was the purpose of setting up NABARD

NABARD is the apex institution for the development of farm sector , cottage industries and small scale industries in rural areas.

Questions : 25 :: What are various functions of RBI

Government’s banker and performs banking functions for the central and the state governments.  Bankers of banks Maintain liquidity in the economy Regulator of country's financial...View answers

Questions : 26 :: What is IRDA and what are it's functions?

Insurance Regulatory And Development Authority (IRDA) is the sole authority to regulate the insurance industry in India , to ensure the growth of insurance industry and protect the interest of policy...View answers

Questions : 27 :: What are Derivatives ?

In Derivative market the value of the instruments bought and sold is based on value of the underlying asset. The value of the instrument is ‘derived’ from the value of the underlying...View answers

Questions : 28 :: What is an Option in derivative market ?

An Option give right to Option Holder to buy or sell a commodity during a certain period of time or on a specific date.

Questions : 29 :: What is Call option and Put option ?

Call option - An option which gives right to the Option Holder to buy a certain stock at specified time and specified date Put option - An option which gives right to the Option Holder to sell a...View answers

Questions : 30 :: What is GDP ?

Gross Domestic Product is the sum of all the goods and services produced within physical borders of a country in within a specific period of time.

Questions : 31 :: What is GNP ?

GNP = GDP + Income of residents overseas -Income of Foreigners within the borders of domestic economy

Questions : 32 :: What is Monetary Policy

Policy by which a central authority attempts to control liquidity and interest aimed high growh rate and price stability.

Questions : 33 :: What is Fiscal policy

Government revenue generation and spending policies that impact the macro economy.

Questions : 34 :: What is Fiscal deficit

Excess of government expenditure over revenue

Questions : 35 :: What is RuPay card

RuPay is India’s own card payment system launched by National Payments Corporation of India (NPCI)

Questions : 36 :: Bull and Bear market ?

When investors expect prices to rise, it's known as Bull market. When investors expect prices to fall, it's known as Bear market.

Questions : 37 :: What is SWIFT ?

Financial messaging network which exchanges messages between banks and financial institutions

Questions : 38 :: What is GST?

Goods and Services Tax, desision on this tax is pending. GST is going to replace all indirect taxes.
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